Ask the Experts.
What’s the Right Vehicle Insurance Policy for You?
Simply, an auto insurance policy is a contract between you and an insurance company. You agree to pay the cost of the insurance policy, called a premium, and to obey the insurance company’s stated rules. In return, the insurance company agrees to pay for certain expenses associated with an accident or other covered losses.Optional insurance coverages such as Comprehensive and Collision are commonly purchased by consumers.
Each type of insurance coverage has a limit, meaning that the insurance company will not pay more than this amount for a claim. You are required to purchase certain minimum limits for each of the required coverages. Given the high costs associated with serious accidents, most drivers buy coverage limits beyond the minimum requirements.
Policies we offer cover properties in Massachusetts, New Hampshire and Maine. Sullivan Insurance is a solid company to help you insure your largest investment.
TYPICAL HOME INSURANCE COVERAGE'S
Protect What Matters Most
Bodily Injury Liability
For injuries the policyholder causes to someone else.
For damage to the policyholder’s car from a collision.
Medical Payments or PIP
For treatment of injuries to the driver and passengers of the policyholder’s car.
For damage to the policyholder’s car not involving a collision with another car (including damage from fire, explosions, earthquakes, floods, and riots), and theft.
Property damage liability
For damage the policyholder causes to someone else’s property.
Uninsured motorists coverage
For costs resulting from an accident involving a hit-and-run driver or a driver who does not have insurance.
NEED Motorcycle INSURANCE?
*Accessory Coverage - Covers loss, theft, or damage to motorcycle accessories like saddlebags, custom handlebars, and OEM electronics.
*Motorcycle Roadside Assistance Coverage - Roadside assistance and breakdown coverage assist operators whose motorcycle has suffered a mechanical failure that leaves the operator stranded.
Boat insurance protects a boat, its owner, It can include all motorized water vehicles including, but not limited to, fishing boats, pontoon boats, yachts, and jet skis.It has the same coverage as an auto policy listed above and additionally: *On-Water Towing and Labor Coverage - This coverage option pays for towing expenses and other emergency services up to pre-defined limits in the event your boat becomes disabled on the water.
Read more.. *Fishing Equipment Coverage - Specific coverage to help pay for damage to fishing equipment while on your insured boat or while being carried onto or off of your insured boat.
*Personal Effects Coverage - pays replacement cost for damages or losses of your personal property while onboard or while being carried onto or off of your insured boat.
Need Other Insurance?
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Mark was very helpful when I sent in my auto quote request by showing me online the information required by my carrier. He helped me fill out the information and was able to get a quote quickly. Now I have been with Sullivan for more than 5 years! Great Customer Service
I had a number of things that I needed to review in my homeowners policy and better understand. There had been a couple of changes to my home and I purchased a boat and wanted to make sure all these things were covered. Peter took the time to review the details with me and redid the policy. I couldn’t have done it alone. Thank You Sullivan Insurance
Having a business comes with a lot of risk. I met with Sullivan Insurance and they provided a free consultation and presented all the options my business would need and by the end of the meeting I was sure and confident in the direction I needed to take and signed before I left. Relief!
I’m getting older –now over 60--and I realized a life insurance policy would be good to have for me and my family. I read the options on websites but it was so helpful to have someone go thru the details with me. I filled out a quote form and sent it to Sullivan Insurance and got a call to review the details. Within a day they got back to me, verified the details we has wanted and I signed. Simple as that.